<?xml version="1.0" encoding="utf-8"?><!DOCTYPE Zthes SYSTEM "http://zthes.z3950.org/xml/zthes-05.dtd">  <Zthes><term><termId>18937</termId><termName>Instituciones financieras</termName><termType>PT</termType><termCreatedDate>1993-07-13 18:00:00</termCreatedDate><relation><relationType>BT</relationType><termId>16133</termId><termName>Finanzas</termName><termType>PT</termType></relation><relation><relationType>BT</relationType><termId>23826</termId><termName>Instituciones economicas</termName><termType>PT</termType></relation><relation><relationType>NT</relationType><termId>25399</termId><termName>Asociaciones rotativas de credito</termName><termType>PT</termType></relation><relation><relationType>NT</relationType><termId>10742</termId><termName>Banca internacional</termName><termType>PT</termType></relation><relation><relationType>NT</relationType><termId>20766</termId><termName>Banca transnacional</termName><termType>PT</termType></relation><relation><relationType>NT</relationType><termId>10917</termId><termName>Bancos</termName><termType>PT</termType></relation><relation><relationType>NT</relationType><termId>16571</termId><termName>Instituciones financieras de America</termName><termType>PT</termType></relation><relation><relationType>RT</relationType><termId>9547</termId><termName>Mercado financiero</termName><termType>PT</termType></relation></term>  </Zthes>