<?xml version="1.0" encoding="utf-8"?><!DOCTYPE Zthes SYSTEM "http://zthes.z3950.org/xml/zthes-05.dtd">  <Zthes><term><termId>19811</termId><termName>Credito (Iberoamerica)</termName><termType>PT</termType><termCreatedDate>1993-07-13 18:01:00</termCreatedDate><relation><relationType>UF</relationType><termId>19812</termId><termName>Credito en Iberoamerica</termName><termType>ND</termType></relation><relation><relationType>BT</relationType><termId>23531</termId><termName>Credito (America)</termName><termType>PT</termType></relation><relation><relationType>BT</relationType><termId>9012</termId><termName>Finanzas de Iberoamerica</termName><termType>PT</termType></relation><relation><relationType>NT</relationType><termId>28691</termId><termName>Credito (Argentina)</termName><termType>PT</termType></relation><relation><relationType>NT</relationType><termId>10378</termId><termName>Credito (Bolivia)</termName><termType>PT</termType></relation><relation><relationType>NT</relationType><termId>11851</termId><termName>Credito (Brasil)</termName><termType>PT</termType></relation><relation><relationType>NT</relationType><termId>21086</termId><termName>Credito (Chile)</termName><termType>PT</termType></relation><relation><relationType>NT</relationType><termId>11974</termId><termName>Credito (Colombia)</termName><termType>PT</termType></relation><relation><relationType>NT</relationType><termId>31058</termId><termName>Credito (Costa Rica)</termName><termType>PT</termType></relation><relation><relationType>NT</relationType><termId>11972</termId><termName>Credito (Ecuador)</termName><termType>PT</termType></relation><relation><relationType>NT</relationType><termId>29468</termId><termName>Credito (El Salvador)</termName><termType>PT</termType></relation><relation><relationType>NT</relationType><termId>20084</termId><termName>Credito (Guatemala)</termName><termType>PT</termType></relation><relation><relationType>NT</relationType><termId>36542</termId><termName>Credito (Honduras)</termName><termType>PT</termType></relation><relation><relationType>NT</relationType><termId>22373</termId><termName>Credito (Mexico)</termName><termType>PT</termType></relation><relation><relationType>NT</relationType><termId>31860</termId><termName>Credito (Nicaragua)</termName><termType>PT</termType></relation><relation><relationType>NT</relationType><termId>29294</termId><termName>Credito (Paraguay)</termName><termType>PT</termType></relation><relation><relationType>NT</relationType><termId>11976</termId><termName>Credito (Peru)</termName><termType>PT</termType></relation><relation><relationType>NT</relationType><termId>19722</termId><termName>Credito (Republica Dominicana)</termName><termType>PT</termType></relation><relation><relationType>NT</relationType><termId>20082</termId><termName>Credito a la exportacion (Iberoamerica)</termName><termType>PT</termType></relation><relation><relationType>NT</relationType><termId>19242</termId><termName>Credito agricola (Iberoamerica)</termName><termType>PT</termType></relation><relation><relationType>NT</relationType><termId>20083</termId><termName>Credito hipotecario (Iberoamerica)</termName><termType>PT</termType></relation><relation><relationType>NT</relationType><termId>26767</termId><termName>Microcredito (Iberoamerica)</termName><termType>PT</termType></relation><relation><relationType>RT</relationType><termId>25402</termId><termName>Asociaciones rotativas de credito de Iberoamerica</termName><termType>PT</termType></relation></term>  </Zthes>