<?xml version="1.0" encoding="utf-8"?><!DOCTYPE Zthes SYSTEM "http://zthes.z3950.org/xml/zthes-05.dtd">  <Zthes><term><termId>27701</termId><termName>Seguros (Ecuador)</termName><termType>PT</termType><termCreatedDate>1999-02-23 09:49:00</termCreatedDate><relation><relationType>BT</relationType><termId>16535</termId><termName>Sector terciario de Ecuador</termName><termType>PT</termType></relation><relation><relationType>BT</relationType><termId>9282</termId><termName>Seguros (Iberoamerica)</termName><termType>PT</termType></relation></term>  </Zthes>